Baccarat

Two cards are dealt to two hands, one called the Banker and the other called the Player. An additional card may be dealt in accordance with the Tableau. The object of the game is to bet on the hand that you believe will receive the highest total. You may also bet that both hands are equal (a tie).

The highest hand is 9 and the lowest is 0.

Tens, Jacks, Queens and Kings count as 10.

Aces count as 1.

All other cards have their face value.

When adding the cards in each hand, only the right hand digit is used as the hand’s value.

For example:
2 + 3 + 6 = 11 - the hand value is 1
6 + 4 = 10 - the hand value is 0
King + 7 = 17 - the hand value is 7

If the first two cards dealt to either the Banker’s or the Player’s hand totals 8 or 9, a Natural results and no further cards are dealt. If the Banker’s and the Player’s hands have equal value, it is a Stand-Off and the Tie bet wins. Winning Banker’s hands are paid 19 to 20 and the Tie pays 8 to 1. Player’s hands are paid even money.Baccarat may also be played with modified payouts, being even money 1 to 1 on Player and Banker with the exception the Bank winning with a total of six. On this occasion Banker bets are paid at odds of 1 to 2 and Player bets pay 1 to 1. Signage at the table will indicate which odds will be paid.

TABLEAU

Note: There are no optional draws. Both Player and Banker must draw according to the tableau. The following table applies only after the first four cards (two to the Player and two to the Banker) have been dealt.

Player

Having (total of)

• 0,1,2,3,4,5 Draws a card
• 6 or 7 Stands
• 8 or 9 (Natural) Stands

Banker

Having (total of) Draws when Player's third card is a: Stands when Player's third card is a:

• 1 or 2 Always draws a card Always draws a card
• 3 0,1,2,3,4,5,6,7,9 8
• 4 2,3,4,5,6,7 0,1,8,9
• 5 4,5,6,7 0,1,2,3,8,9
• 6 6,7 0,1,2,3,4,5,8,9
• 7 Stands Stands
• 8 or 9 (Natural) Stands Stands
• Banker must stand on 6 when the Player has 6 or 7 on the initial deal.
• Banker draws on 0,1,2,34,5 when the Player has 6 or 7 on the initial deal

Baccarat bets may only be made with chips, not cash. Chips may only be purchased from the gaming tables. Their value is clearly marked and when you leave, redeem them for cash at the Cashier’s desk.